2. present.

2.1 Valuation > Order

[1/2 day]

[objective] order the valuation with the chosen lender.

it is at this stage that we order a valuation (shortform or kerbside) from the chosen lender to support the funding position and confirm LVR (loan to value ratio). where there is a pre-approval application, the valuation is actioned once a contract of sale is signed.

2.2 Valuation > Booked

[1/2 day]

[objective] confirm the valuation is booked with the chosen lender.

it is at this stage that we confirm the valuation time, date and type (shortform or kerbside) has been booked from the chosen lender. where there is a pre-approval application, the valuation is actioned once a contract of sale is signed.

2.3 Valuation > Complete

[2-5 days]

[objective] obtain the valuation report, complete the funding position and confirm LVR.

it is at this stage that we confirm the valuation is complete, collect the report, complete your funding position and confirm your LVR (loan to value ratio). where there is a pre-approval application, the valuation is actioned once a contract of sale is signed.

2.4 Right Fit Loan

[1 day]

[objective] present a minimum of three right fit lender and product options to select from.

it is at this stage that we meet with you to confirm your advisory team, verify your identity with IDyou and present to you the three right fit lender and product options for you to select from.

2.5 Proceed < Client

[3 days]

[objective] collect remaining documents and data in preparation for the application.

it is at the stage that we seek to collect the lender specific remaining document and data, via the documents required form in the TGLC portal, in preparation for the application.